Investment Planning

Paisa Invest – Best Investment Planning Consultant in Kolkata, India

Investment planning is the nitty-gritty of the execution of the plan and the most important component of financial planning. When you talk of investment planning, the focus is more on asset classes. You focus on equity, debt, gold, liquid assets etc. The whole focus here is to correct your asset, mix in such a way as to get close to your financial goals in the most predictable way.

Understanding the steps for creating an investment plan is a critical part of the process and should be based on clients’ goals and objectives. Investment planning is the process to turn your money into wealth.

How investment planning is different from selling investment products

Investment Planning is the process of determining how to invest the current assets and future savings which depends on the current financial position, the risk appetite, the tax status and finally the ultimate goal of life. Investment planning is a subset of overall Financial Planning. A Financial Advisor is like a Doctor & the Distributor of Financial Products is like a Chemist. It becomes necessary to differentiate between the approach of an Advisor and a Product Seller.

The Financial Advisor will first consider the financial position of the investor and calculate its risk profile. He will not only understand the finances of the investor but also the various financial products available in the market to compare as to which will be the best suiting to the client. This calls for a great fiduciary responsibility in the interest of the Investor and the compensation for the services is obtained in the form of fees from the investor.

Best Investment Strategies

Investing strategies are like food diets: There is no “best investment strategy” except the one that works best for you. You don’t need anything expensive or tailor-made; you need something comfortable that will last a long time, especially if your investment objective is long-term (10 years or more). So before making a commitment to anything, whether it be food diets or investing strategies, see which works best for your personality and style.

There are two ways to invest one is to go with SIP and the second one lump sum. And before investment always keep this in mind that is portfolio diversification, for portfolio diversification you will take suggestions from your portfolio manager or you can hire a portfolio manager. Diversification is the key to mitigating risk while investing. Always Have Adequate Liquidity in Your Portfolio to Deal with Emergencies.

You need periodic monitoring and reviewing, by doing this you have always track of your investment. Ideally, a portfolio review is done semi- but if you have many goals and investments you can review them at the interval of 3 months.

Lastly, before investment contact, once the investment advisor, who have cleared Nism 10a and 10b or CFA/CWM, kindly don’t depend only on any agent advice.

Last not least, always safeguard your investment once you achieve your goal.

We at Paisa Invest, Keep you and your goals as our priority. Not only the fulfillment of your goal is our responsibility, but we also make sure that this entire journey of making wealth becomes a safe & happy journey for you.

We have evolved ourselves as an eminent financial planning firm that is trusted for their professional competence, relied on for their unbiased & quality advisory.

Paisa Invest specializes in offering a holistic approach to Personal Financial Planning & Financial advisory services for our clients in India & worldwide.